Built into this page — every read uses this version, for everyone. To change it, ask for the file to be updated (don't edit here, changes won't be saved).
Lenders matrix
Also built in, same as the credit policy above.
Deal details
Fill in what you have. Anything unusual goes in the notes box at the bottom.
Property & Facility
Select the loan type
Current day-one value of the security
1st Charge Amount
Gross development facility from the build schedule
Calculate from existing value less current first charge.
Gross day-one advance before deductions
£0.00
Loan Terms & Fees
Monthly rate used for retained interest estimates
Number of months the loan is required
Number of months interest to retain
Arrangement fee as a %
Overrides the % above when greater than zero
Broker fee as a percentage
Broker fee as an amount
Exit fees to be charged
Development Metrics
Acquisition price of the property
Stamp duty, legals, and acquisition costs
Gross development value on completion
Total cost of works to complete the scheme
Fees & Charges
Typically £1,995 on the development calculator
£280.00
Overrides & Retentions
Any additional retained amount to deduct from the initial advance
To override the above amount enter here
Borrower & Credit
Leave blank and just enter a name to search instead.
Stage 2 — Red Book Valuation
Upload the full RICS Red Book valuation report (PDF) to generate a Stage 2 credit pack — property summary, development description, comparables, market & location, SWOT, action points, and a proposed rate adjustment.
Up to ~25MB.
Auto-fills from the deal details, underwriting read, valuation analysis and Companies House check. Run at least one of those first — remaining fields (legals, credit score, solicitor details, etc.) print blank for manual completion.
Deal history
Every read you've run, saved locally.
Manage logins
Add, remove, or reset who can sign in. Only managers see this tab.
Add or reset a login
Using an existing username resets that person's password and role instead of creating a new login.
