FAIRBRIDGE

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FAIRBRIDGE

Deal Desk — Underwriting Read

Credit policy

Paste your internal credit policy — guidelines, overlays, hard stops, whatever governs what Fairbridge will originate.

Lenders matrix

Paste your lender guideline matrix — lender names and what each one lends on (product, LTV/LTC/LTGDV, regions, loan size, property type, rate/pricing notes).

Saved to this browser only. Come back anytime and it'll still be here — no need to re-paste.

Deal details

Fill in what you have. Anything unusual goes in the notes box at the bottom.

Property & Facility

Select the loan type
Current day-one value of the security
1st Charge Amount
Gross development facility from the build schedule
Calculate from existing value less current first charge.
Gross day-one advance before deductions
£0.00

Loan Terms & Fees

Monthly rate used for retained interest estimates
Number of months the loan is required
Number of months interest to retain
Arrangement fee as a %
Overrides the % above when greater than zero
Broker fee as a percentage
Broker fee as an amount
Exit fees to be charged

Development Metrics

Acquisition price of the property
Stamp duty, legals, and acquisition costs
Gross development value on completion
Total cost of works to complete the scheme

Fees & Charges

Typically £1,995 on the development calculator
£280.00

Overrides & Retentions

Any additional retained amount to deduct from the initial advance
To override the above amount enter here

Borrower & Credit

Deal history

Every read you've run, saved locally.